About this site

rewardpointscalculator.com answers one question — is this hotel stay better paid for in points or in cash — for the major hotel loyalty programs. Every calculator nets off the points you would earn back by paying cash, applies each program's free-night rules, fee waivers and card discounts, and judges the result against a point valuation you control.

rewardpointscalculator.com is operated by an independent individual, not by a company. For any question about this site, or to make a request about your data, write to [email protected].

Independence

This site is not affiliated with, endorsed by, or sponsored by any hotel chain, loyalty program, or credit card issuer. Program names and trademarks belong to their owners and are used only to identify the programs being discussed.

Program facts are checked against each program's own published terms, and every guide links to the official source so you can verify them yourself. Loyalty programs change their charts, earning rates and benefits without much notice — each calculator page shows the date its program facts were last verified, and you should confirm the live price at the source before transferring points anywhere, since a transfer is usually irreversible.

For what this site does with the numbers you type, how it is funded, and the terms it is provided on, see privacy, disclosures and terms.